LEGAL

Privacy Policy

How WealthEdu collects, uses, and protects your information.

Financial Educators Network, Inc. (WealthEDU.org)

Effective Date: August 10, 2026

1. Our Commitment to Privacy

Financial Educators Network, Inc. ("we," "us," or "our") operates WealthEDU.org as a 501(c)(3) non-profit organization dedicated to objective financial education. We respect your privacy and are committed to protecting any personal information you share with us.

Core Principle: We do not sell, rent, or trade your personal information to third parties, marketers, or financial product vendors.

2. Information We Collect

We collect information directly from you when you interact with our website, as well as automatically through standard web technologies.

A. Information You Provide Voluntarily

  • Contact Information: Name, email address, phone number, or mailing address provided when subscribing to newsletters, contacting us, or registering for educational workshops and courses.

  • Inquiries & Feedback: Any communications, questions, or submissions sent via contact forms or email.

  • Donation Information: If you make a tax-deductible donation, payment details (credit card or banking info) are processed securely through a third-party PCI-compliant payment gateway. We do not store full payment card numbers on our servers.

B. Information Collected Automatically

When you visit WealthEDU.org, our servers automatically record standard browser data, including:

  • Device & Usage Data: Your IP address, browser type, operating system, referring URLs, pages viewed, time spent on pages, and dates/times of visits.

  • Cookies & Tracking: We use essential and analytical cookies to ensure site functionality, improve site performance, and analyze aggregate traffic patterns. You can disable cookies in your browser settings, though some site features may function with limited capabilities.

3. How We Use Your Information

We use the information collected strictly for non-profit educational and operational purposes, including:

  • Delivering educational materials, class registrations, and requested newsletters.

  • Responding to user inquiries and providing administrative support.

  • Improving website functionality, content relevance, user experience, and digital accessibility.

  • Processing tax-deductible donations and issuing donation receipts.

  • Protecting site security and preventing fraud or abuse.

4. Text Messages(SMS) Communications

If you provide your phone number and opt in via a checkbox on our website, we may send you SMS text messages. We offer two separate types of messages: (1) non-marketing messages, such as event registration confirmations and reminders, and (2) marketing messages about upcoming webinars, events, and educational resources, for those who separately opt in. You may opt out of SMS messages at any time by replying STOP.

We do not sell, rent, or share your mobile phone number or SMS opt-in status with third parties for their own marketing purposes.

5. Data Sharing and Third-Party Services

We share personal data only in limited circumstances necessary to support our non-profit mission:

  • Trusted Service Providers: We partner with third-party vendors who perform services on our behalf (e.g., website hosting, email distribution, web analytics, and payment processing). These providers are contractually obligated to keep your information secure and use it solely for the services requested.

  • Legal Compliance & Protection: We may disclose information if required by law, court order, or governmental regulation, or if necessary to protect the rights, safety, or security of Financial Educators Network, Inc., our users, or the public.

6. Data Security & Retention

We maintain appropriate administrative, technical, and physical safeguards to protect your personal information against unauthorized access, loss, misuse, or alteration. Data is retained only as long as necessary to fulfill the educational purposes outlined in this policy or to comply with legal, accounting, and reporting obligations.

7. Your Rights and Choices

  • Email Opt-Out: You may unsubscribe from marketing or newsletter emails at any time by clicking the "Unsubscribe" link at the bottom of any email.

  • Cookie Management: You can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent.

  • Access & Deletion: You may request to review, update, or delete your personal information in our records by contacting us at privacy@wealthedu.org.

8. Children's Privacy (COPPA)

WealthEDU.org is intended for general adult audiences and is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If we learn we have inadvertently collected such data, we will delete it promptly.

9. Third-Party Links

Our website may contain links to third-party resources, consumer protection agencies, or educational tools. We do not control and are not responsible for the privacy practices or content of external sites. We encourage you to review the privacy policy of any third-party site you visit.

10. Supplemental State Privacy Disclosures (US Residents)

While 501(c)(3) non-profit entities are generally exempt from certain commercial state privacy statutes, Financial Educators Network, Inc. voluntarily adheres to core principles established by major US state privacy laws—including the California Consumer Privacy Act (CCPA/CPRA), Virginia Consumer Data Protection Act (VCDPA), Colorado Privacy Act (CPA), Connecticut Data Privacy Act (CTDPA), and Utah Consumer Privacy Act (UCPA).

Depending on your state of residence, you may have the following supplemental rights regarding your personal information:

  • Right to Know / Access: The right to request confirmation of whether we process your personal data and to access specific pieces of data held about you.

  • Right to Correction: The right to request that inaccurate or incomplete personal information be corrected.

  • Right to Deletion: The right to request the deletion of personal information collected directly from you, subject to applicable legal exceptions.

  • Right to Opt-Out of Data Sales & Targeted Advertising:WealthEDU.org does not sell personal information or share personal data with third parties for cross-context behavioral advertising.

  • Right to Non-Discrimination: We will not deny services, charge different prices, or provide a lower quality of educational content if you exercise any of your privacy rights.

How to Exercise Your State Privacy Rights

To submit a data access, correction, or deletion request under applicable state privacy laws, please email privacy@wealthedu.org with the subject line "State Privacy Rights Request." We will verify your identity before processing the request and respond within 45 days.

11. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices, technology, or legal requirements. Updated versions will be posted on this page with a revised "Effective Date."

12. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy, please contact us: